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DEBIT & ATM CARD KNOW-HOW
Your debit card goes hand-in-hand with your checking account
Debit Card Resources and Tools
Your card is a powerful tool.
- Use Advantis ATMs—always free to members
- Use one of our 100+ surcharge-free CO-OP ATMs around Portland
- Use one of our 30,000 surcharge-free CO-OP Network ATMs nationwide
- Use non-Advantis or non-CO-OP ATMs up to five times per month and pay no surcharge fee (other banks may charge a withdrawal fee)
Debit Card Resources
ACTIVATE YOUR NEW DEBIT CARD
If you recently received a new Advantis debit card, activate your card 24/7 by phone at 1-888-691-8661.
To activate your new card, you’ll need to provide this information:
- The primary account holder's date of birth
- The last four digits of the primary cardholder’s Social Security number
If your card is already active, but you’d like to change your PIN, choose from these options:
- Call 1-888-891-2435 anytime
- Call Advantis at 503-785-2528, Monday - Friday, 8AM - 6PM
- Pop into a branch during business hours
Call us at 503-785-2528, anytime. Convenient debit card support is available to you 24/7.
REPORT A LOST OR STOLEN DEBIT OR ATM CARD
If you are concerned your card has been compromised, but you have not received a fraud alert, please call Advantis at 503-785-2528.
Notify Advantis by phone
If your debit or ATM card has been lost or stolen, please notify us by phone as soon as possible.
Day or night, call 503-785-2528 or 800-547-5532.
- We will block all access to your cards immediately
- We will order a new set of cards for you right away
You’ll be asked to enter your card number. If you don’t know your card number, we’ll verify your identity using other personal information.
Replace your card at a branch
After you notify us of your loss by phone, you can visit an Advantis branch, where we’ll replace your debit or ATM card immediately.
Important:
- You should call your local police department and report your loss. Record the case number of your report, as well as the name of the officer taking the report. We may ask you for this information.
SET FRAUD ALERTS FOR YOUR DEBIT CARD
If you are concerned your card has been compromised, but you have not received a fraud alert, please call Advantis at 503-785-2528.
We take your privacy and account security very seriously
Here’s what happens when we detect suspicious activity on your account:
- Advantis Fraud Center activates your alert process
- You receive your Advantis Fraud Center alert(s)
- Your alert will ask you to confirm you authorized the suspicious charge
- You respond to your alert as quickly as possible
- Based on your response, we can confirm your account is secure, or we can deploy additional fraud-prevention measures to stop fraud in its tracks
Automatic enrollment in fraud alert by email and phone call
We continually monitor your debit card(s) for suspicious and fraudulent activity. If Advantis Fraud Center detects a suspicious transaction on one of your card accounts, we will immediately alert you and take immediate action to help protect your account.
Optional enrollment in fraud alert by text (SMS)
Because different members have unique banking and communication preferences, we offer you the option to also enroll in fraud alert by text.
Enroll in fraud alerts by text now
IMPORTANT: You need to respond to a fraud alert
Advantis Fraud Center alerts are legitimate messages. For your account security, you need to respond to any Advantis Fraud Center alert as quickly as possible.
- When we detect a suspicious transaction, it’s prudent to protect you and your account by blocking card activity. We need to determine if the activity is authorized by you, or not.
- When you respond to the alert immediately, we can take appropriate action based on whether or not the transaction was authorized by you or another account holder.
Rest assured, shortly after you respond to a fraud alert and let us know that you authorized the transaction in question, your card activity will be quickly restored.
Note: Advantis will never send you an email, phone, or text message asking for your personal or account information. If you receive a message asking for this information, do NOT respond to the message. Instead, contact Advantis immediately by phone at 503-785-2528 or 1-800-547-5532.
How to opt out of fraud alerts by text
If you receive a fraud alert by text, but you wish to opt out of future text alerts, please take these steps:
- Contact Advantis to indicate you did or did not authorize the transaction
- Reply “STOP” to the text message.
You’ll continue to receive fraud alerts by email and phone in the future.*
Save the Advantis Fraud Center number in your Contacts
If you’ve opted in to fraud alerts by text, and we identify a suspicious transaction on your account, you may receive a text message alert from this phone number (above).
- Save 1-866-518-0213 in your contacts as, “Advantis Fraud Center”
- Only use this number if you have received a fraud alert.
Update your contact info to receive Advantis Fraud Center alerts
If your email, phone, or cell phone contact information change at any time, you’ll need to update us:
Send us a secure email
- Log in to Online Banking
- Click or tap MORE, then MESSAGE CENTER
Call us at 503-785-2528, Monday - Friday, 8AM - 6PM
* Advantis Credit Union does not charge for fraud protection service. However, standard text message and data rates assessed by your mobile carrier may apply. Please check with your mobile carrier to ensure that you have 'text messaging' on your monthly mobile phone plan. Messages can only be sent via U.S. carriers and will only be receivable in the U.S. Some messages on U.S. carriers may be received while traveling; however, it will depend on that carrier’s coverage area.
REGISTER FOR VISA PURCHASE ALERTS
You can also register your Advantis debit card to receive Visa purchase alerts via email and/or text* message. You select the notification service and levels that are right for you. Then, when the transaction is processed through one of Visa’s networks, you’ll get real-time alerts based on your preferences.**
- Keep your account secure
- Track your spending
- Choose the alerts that matter to you
Register your Visa card now — it’s easy.
* Advantis Credit Union does not charge for fraud protection service. However, standard text message and data rates assessed by your mobile carrier may apply. Please check with your mobile carrier to ensure that you have 'text messaging' on your monthly mobile phone plan. Messages can only be sent via U.S. carriers and will only be receivable in the U.S. Some messages on U.S. carriers may be received while traveling; however, it will depend on that carrier’s coverage area.
**This service cannot alert you regarding purchase transactions routed through non-Visa networks. Visa Purchase Alerts work with VisaNet, Interlink, and the Plus Alliance Network.