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High-Growth Savings
Save smarter with high-growth solutions
Savings Accounts
High-Growth Savings work harder
All the power of high-growth interest rates. All the security of a savings account.
New Member Savings
— CURRENTLY —
And our current annual percentage yield (APY) of 4.25%* is over 9 times the national bank savings average.1 Join us and start saving today.
High-Growth Money Market
Open an Advantis High-Growth Money Market account, and earn high-growth interest rates while safeguarding your liquid cash.
You’ll see a significant return on your cash savings – no matter your balance.
- FREE – No monthly fees, ever
- Exceptionally high returns on liquid cash, like emergency savings funds
- Instant, easy access with Mobile Banking, Mobile Deposit, Online and In-branch Banking
- Pair with High-Growth CDs for maximum flexibility
OPEN ONLINE MONEY MARKET DETAILS
Call us at 503-785-2528 or visit any branch to open a High-Growth Money Market.
Money Market |
Rates Effective 10/26/2017 | |
Tier | Annual Percentage Yield (APY)1 | |
$0.01–$9,999 | 0.15% | |
$10,000–$24,999 | 0.15% | |
$25,000–$99,999 | 0.40% | |
$100,000–$249,999 | 0.90% | |
$250,000 or more | 0.90% | |
1The APY may change after account opening. Minimum amount to open a High Growth Money Market account is $2,500. Transaction Limitations apply. |
High-Growth Certificate of Deposit
New, higher rates – plus a special bonus offer!
An Advantis High-Growth CD is a safe, sure, and smart way to lock in a great return on your investment.*
We’ve increased all our CD rates with guaranteed returns to help you earn more amid uncertain and shifting market conditions.
- Always free, never any monthly fees
- Flexible terms to fit your goals, from 6 to 60 months
- Open with just $500 or more
CDs1 |
Rates Effective 10/26/2017 | |
Term | Tier | Annual Percentage Yield (APY) |
6 months | $500 - $49,999 | 1.70% |
$50,000–$99,999 | 1.70% | |
$100,000 or more | 1.70% | |
12 Months | $500 - $49,999 | 2.00 % |
$50,000–$99,999 | 2.00 % | |
$100,000 or more | 2.00 % | |
24 Months | $500 - $49,999 | 2.10% |
$50,000–$99,999 | 2.10% | |
$100,000 or more | 2.10% | |
36 Months | $500 - $49,999 | 2.20% |
$50,000–$99,999 | 2.20% | |
$100,000 or more | 2.20% | |
48 Months | $500 - $49,999 | 2.30% |
$50,000–$99,999 | 2.30% | |
$100,000 or more | 2.30% | |
60 Months | $500 - $49,999 | 2.35% |
$50,000–$99,999 | 2.35% | |
$100,000 or more | 2.35% | |
1$500 minimum deposit to open. For all certificates, there may be a penalty for early withdrawal. For IRA certificates, there is a plan closure fee which may reduce earnings. Offer subject to change without notice. |
High-Growth Individual Retirement Account (IRA) Savings
- FREE – No monthly fees, ever
- Save for retirement with lower risk and higher savings rates
- Grow your earnings, tax-deferred
- Benefit from potential tax deductions on Traditional IRA contributions
- Enjoy potential tax-free distributions on a Roth IRA
- Rollover funds from another qualifying plan to an Advantis IRA
IRAs |
Rates Effective 10/26/2017 | |
Tier | Annual Percentage Yield (APY)1 | |
IRA Savings | $0.01–$25,000 | 0.05% |
$25,000–$49,999 | 0.10% | |
$50,000–$99,999 | 0.10% | |
>$100,000 | 0.10% | |
1The APY may change after account opening. Minimum amount to open a High-Growth IRA Savings Account is $5. Transaction restrictions apply. IRA Plan closure fee may reduce earnings. Consult your tax advisor for specific tax information. |
Other Savings Options
Regular, Youth, Holiday and Tax Savings
Turn to an Advantis Regular Savings, call on our Youth Savings, or use a Holiday and Tax Savings account to meet your goals.
My First Home - Savings
Get closer to owning the place you call home with a dedicated savings account that rewards you with tax benefits even as you save for your first house.
*APY= Annual Percentage Yield. APY is accurate as of 04/29/2024. Rates are subject to change after account opening. Minimum opening deposit is $5.00. One account per New Member. “New Members” are individuals or businesses that have not had an account as primary owner within the previous 6 months. To qualify for the New Member Savings, you must be a new member, open and maintain, in good standing, a qualified Advantis checking account and maintain a monthly direct deposit (ACH) of at least $100 to your Advantis checking account. The direct deposit must post and settle within each calendar month. New Member Savings account requirements are waived for your first statement cycle. When New Member Savings requirements are met, balances will earn a higher interest rate than the regular savings account for 12 months from the date the membership is opened. The account will automatically convert to Regular Savings on the last day of the calendar month following the 12 months from opening your New Member Savings. The New Member Savings currently earns an APY of 4.25% on balances from $0 to $499.99, $500 to $2,499.99, $2,500 to $9,999.99, and $10,000 or greater. If you fail to meet the monthly requirements your account will be permanently converted to a Regular Saving account on the last day of the calendar month that qualifications were not met, and you will not qualify for the New Member Savings rate. **Qualified checking accounts include any Advantis checking except HSA checking accounts. Regular Savings APY on balances from $0 to $499.99 is 0.00%, $500 to $2,499.99 is 0.05%, $2,500 to $9,999.99 is 0.05%, and $10,000 or greater is 0.05%.
1National bank Average for Savings sourced from https://www.fdic.gov/resources/bankers/national-rates/ as of 4/15/2024.