Mortgage options that make it happen
Buy your first home, trade up into your dream home, purchase an investment property, or refinance and save. We have the right loan option to help you achieve your dream. Still saving for your first home? Learn about the tax benefits available when you open a
My First Home – Savings account.
Traditional fixed rate mortgage
Our traditional mortgage is an excellent fit for homebuyers looking for a simple fixed rate loan up to $766,550 - the current conventional loan limit set by FHFA (Federal Housing Finance Agency).
- Pay as little as 5% down
- Variety of fixed rate, fixed term loan options
Jumbo mortgage
Our jumbo loan is perfect for homebuyers who need financing for homes priced beyond the conventional loan limit. We offer both fixed rate and adjustable options. Get in touch with one of our loan officers for more information and a formal rate quote.
$0 Down mortgage
With no down payment requirement, low fees and closing costs, plus a local lending expert to guide you, we make it easier to buy your first (or next) home.
- No down payment required
- No mortgage insurance required
- Minimum 680 credit score
- First-time homebuyers and current homeowners are eligible
- Terms available: 5/6, 10/6 ARM
Home Possible® mortgage
This loan helps make a new home possible for borrowers who have limited funds available for a down payment and income that is at or below the median household income in their area. This program is also an excellent option for first-time homebuyers!
- Pay as little as 3% down
- Loans up to $766,550
- Down payment can come from a variety of sources
- Variety of fixed rate and adjustable rate loan options
- Mortgage insurance cost may be lower than other loans
Adjustable rate mortgage
Advantis ARM loans feature low fixed rates for the first three, five, or seven years of your mortgage (depending on the term you choose), which can help you save more during your early years of home ownership. After this initial fixed-rate period, your rate can potentially increase up to a set cap each year (until reaching a maximum rate for the life of the loan).
- Pay as little as 5% down
- Loans up to $766,550
- Highly competitive rates compared to other loans
- Rate protections—caps limit on how much your rate can increase
Physician home loan
Available to physicians, as well as residents and fellows, this loan helps make a new home possible for doctors that may be facing heavy student loan debt from medical or dental school.
- A special home loan option for medical, dental & orthodontic doctors
- Pay as little as 3% down
- Student loan payments excluded from total monthly obligation under certain circumstances
- Loans up to $766,550
- Fixed and ARM options available
FHA loan
If your credit is less than perfect or you have little-to-no credit history, our FHA loan can help. With our FHA loan you can:
- Pay as little as 3.5% down
- Get loans up to $672,750 depending on county
- Save more with low rates
- Get help and guidance from a local mortgage expert throughout the process
Compare our mortgage loan options.
| Mortgage Options |
Best For |
Max Loan to Market Value Ratio |
Max Loan Amount |
Terms Available |
Mortgage Insurance |
| Traditional Fixed Rate Mortgage |
Getting a fixed rate loan with flexible terms |
Borrow up to 95% of home market value or purchase price whichever is less |
Up to $766,550 (or current conforming loan limit) |
Flexible fixed terms |
Required if your loan is more than 80% of home market value |
| Adjustable Rate Mortgage (ARM) |
Low starting rates and built-in rate protections |
Borrow up to 95% of home market value or purchase price whichever is less |
Up to $766,550 (or current conforming loan limit) |
ARM term option |
Required if your loan is more than 80% of home market value |
|
|
Flexible down-payment options |
Borrow up to 100% depending on credit qualifications or purchase price whichever is less, depending on previous home ownership and use |
Up to $766,550 (or current conforming loan limit) |
ARM term option |
Not required |
|
|
Getting more with limited down-payment funds and income |
Borrow up to 97% of home market value or purchase price whichever is less |
Up to $766,550 (or current conforming loan limit) |
Flexible fixed terms |
Required if your loan is more than 80% of home market value or purchase price whichever is less. |
Jumbo Mortgage
|
Financing a non-conventional mortgage amount |
Borrow up to 80% or 90% (depending on program) of home market value or purchase price, whichever is less |
Loan amounts from $766,550 up to $2,000,000 |
Flexible fixed and adjustable terms Contact a Mortgage Officer for rates and to apply now |
Required if your loan is more than 80% of home market value |
FHA Loan
|
Best for those with less than perfect credit |
Borrow up to 96.5% |
Loans up to $672,750 |
Flexible fixed terms |
Mortgage insurance required up to 85% |
Get started today.
Apply online
Get pre-approved today by completing our simple online application. An Advantis mortgage loan officer will reach out to you shortly after reviewing your application.
REQUEST A QUOTE
Complete a quick online form to request a personalized quote from an Advantis mortgage loan officer.
CONTACT A Mortgage LOAN OFFICER
Questions before you apply? Call or email an Advantis mortgage loan officer directly. They’re here to help!
Property restrictions and other conditions apply. Contact a mortgage officer for details. For all dwelling-secured loans, hazard insurance is required and flood insurance may be required. All loans are subject to underwriting approval.
