*APY = Annual Percentage Yield. APY assumes that all interest will remain on deposit until maturity. APY is accurate as of 10/1/2024, available for a limited time, and may be discontinued without notice. $500 minimum deposit to open 9-month certificate. Cannot add funds to the 9-month and or business certificates after account opening. For all certificate accounts, there may be a penalty for early withdrawal. For IRA accounts: Fees may reduce earnings. Federally insured by NCUA.