SIGNATURE CASHBACK REWARDS CREDIT CARD

Make the move to unlimited cash back

Reward yourself with truly unlimited cash back

The Advantis Signature Cashback Rewards credit card lets you say goodbye to miles, points, or gifts. And hello to cold, hard cash! The rest of your life should be so rewarding.




  • Earn 1.5% unlimited cash back with every purchase
  • Rates start at 14.74% APR*
  • Credit limit up to $30,000
  • No annual fee



And by unlimited, we mean unlimited

Life has enough limits as it is. So leave limits behind, and simplify things with a credit card that’s straightforward, smart, and generous. Just like you.  

  • 1.5% cashback rate applies to every purchase, every time you use your card
  • No annual fee or balance transfer fee
  • No points or miles to track, no strings, no catches, no limits, no kidding
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No annual fee
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Mobile wallet for Apple Pay®, Samsung Pay®, or Google Pay™
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No balance transfer fee
Advantis Mobile banking icon Manage your card 24/7 with Advantis Online & Mobile Banking
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Contactless convenience – just tap and pay at participating retailers
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24-hour phone support, free fraud protection, and account alerts
 

Credit card rates

Check out the competitive rates of our Business Cashback Rewards.


Annual Percentage Rate1 Type
Business Cashback Rewards 14.74% - 23.74% Variable
1APR is a variable rate equal to “The Wall Street Journal” Prime Rate (currently 7.75%) plus a margin. APR is accurate as of 04/01/2023. APRs for Business Cashback Rewards card range from 14.74%-23.74%. The APR is based on your credit qualifications. Credit limits between $250-$30,000. Foreign currency conversion fee of up to 1% may apply. Underwriting approval is required. Signature Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Signature Cashback Rewards Program Rules, Terms, and Conditions for further details.  Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.







 

We're never too old to learn

Visit the Advantis Financial Education Center for resources and tools designed to help boost your financial literacy around credit and credit cards.

And check out our library of short, interactive modules, or watch one now.

Credit Scores and Reports     Debt Management








 

Frequently asked questions

What are the primary benefits of the Signature Cashback card?
Earn unlimited 1.5% cashback on every purchase, pay no annual fee, and enjoy a low, competitive rate.

Is there really no limit to what I can earn?
Correct. While many other credit cards have sneaky ways of applying a limit to what you can earn, we welcome you to earn cash back with no maximums, limits, or other restrictions.

Are there any fees with this account?
No. The Cashback Rewards card has no annual fee and no balance transfer fee.

What’s the catch? Are there any requirements to earn cash back?
Just use your card and earn unlimited 1.5% cash back on every purchase. No strings, no limits, no bundling or other confusing account requirements.

Why is this a better option than points-based cards?
It’s simple! No points to count, no rotating categories to memorize, and you get to use your rewards however you like. Because it comes in cold hard cash.

How do I redeem my cash back earnings?
Visit advantiscu.org/rewards to redeem your cash back. You can redeem after earning at least $25 in cash back, and transfer your earnings to an Advantis checking or savings account, or apply it as a statement credit. 

NOTE: If this is your first time using the site, click “Enroll,” and enter your 16 digit card number in the “Account Number” field of the registration form. You will also be asked to setup a new security code for the Rewards site; do not use your card PIN or other previous codes.

Do my earnings expire?
Your cash back earnings are available to be redeemed for four years from the date of being earned, and will expire on the statement cycle of the 48th month.

How do I activate my card?
If you recently received a new Advantis Visa card, you can securely activate it by calling 1-888-691-8661.

What if my credit card is lost or stolen?

Notify us immediately.

  • Call 503-785-2528 or 800-547-5532, 9 am - 5:30 pm.
  • If you’d like, come in to any Advantis branch and we can issue a replacement card on the spot.
  • Only the card reported lost/stolen will be blocked.
  • Contact local law enforcement and report your loss. Record your report case number, and the name of person taking the report. We may ask you for this information.


What if I think someone has stolen my identity?

Visit our identity theft page for more information. If you have further questions or would like to speak to a Member Service Representative, please call us at 503-785-2528 or email us.

How can I make a credit card payment?
The fastest way to make a credit card payment is through Online & Mobile Banking. Your payment posts to the credit card and increases the amount available to spend immediately.

Please note it may take up to two business days to reflect the payment in your online banking account history. Other convenient payment options are also available.

How long will it take for my new Advantis credit card to arrive?
You'll receive your card in the mail within 14 days after you're approved.




Get started with a Signature Cashback Rewards Visa

Apply online in minutes

Already a member? Sign in to Online Banking to streamline your application.

Stop by an Advantis branch

Call Advantis

(Mon-Fri, 8am-6pm)
503-210-2680
 


*APR=Annual Percentage Rate. APR is a variable rate equal to “The Wall Street Journal” Prime Rate (currently 8.50%) plus a margin. APR is accurate as of August 1, 2023. APRs for Signature Cashback Rewards card range from 14.99% - 23.99% The APR is based on your credit qualifications. Foreign currency conversion fee of up to 1% may apply. Credit limits between $250-$30,000. Underwriting approval is required. Signature Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Signature Cashback Rewards Program Rules, Terms, and Conditions for further details.









 

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