FAQ for cashback rewards credit cards

Signature Cashback Rewards

What are the primary benefits of the Signature Cashback card?
Earn unlimited 1.5% cashback on every purchase, pay no annual fee, and enjoy a low, competitive rate.

Is there really no limit to what I can earn?
Correct. While many other credit cards have sneaky ways of applying a limit to what you can earn, Advantis welcomes you to earn cash back with no maximums, limits, or other restrictions.

Are there any fees with this account?
No. The Cashback Rewards card has no annual fee and no balance transfer fee.

What’s the catch? Are there any requirements to earn cash back?
Just use your card and earn unlimited 1.5% cash back on every purchase. No strings, no limits, no bundling or other confusing account requirements.

Why is this a better option than points based cards?
It’s simple! No points to count, no rotating categories to memorize, and you get to use your rewards however you like. Because it comes in cold hard cash.

How do I redeem my cash back earnings?
Visit advantiscu.org/rewards to redeem your cash back. You can redeem after earning at least $25 in cash back, and transfer your earnings to an Advantis checking or savings account, or apply it as a statement credit. NOTE: If this is your first time using the site, click “Enroll,” and enter your 16 digit card number in the “Account Number” field of the registration form. You will also be asked to setup a new security code for the Rewards site; do not use your card PIN or other previous codes. If you have a Business Cashback card, please contact us for assistance with enrollment.

Do my earnings expire?
Your cash back earnings are available to be redeemed for four years from the date of being earned, and will expire on the statement cycle of the 48^th month.

Business Cashback Rewards

What are the primary benefits of the Business Cashback card?
Earn unlimited 2% cashback on every purchase, pay no annual fee, and enjoy a low, competitive rate.

What types of businesses may qualify for the Business Cashback card?
This card is perfect for most types of small businesses. You will just need to open (or currently have) an Advantis business membership, as well as demonstrate that you have a registered business through the state of Oregon or Washington.

Does the Advantis Business Cashback card require a personal guarantee?
Yes, this card requires a personal guarantee. This means your card approval, credit limit, rate, and terms are based on your personal credit history and other factors (not on the business itself). 

Is there really no limit to what I can earn?
Correct! While many other credit cards have sneaky ways of applying a limit to what you can earn, Advantis welcomes you to earn cash back with no maximums, limits, or other restrictions.

Are there any fees with this account?
No. The Business Cashback Rewards card has no annual fee and no balance transfer fee.

What’s the catch? Are there any requirements to earn cash back?
Just use your card and earn unlimited 2% cash back on every purchase. No strings, no limits, no bundling or other confusing account requirements.

Why is this a better option than point based rewards cards?
It’s simple! No points to count, no rotating categories to memorize, and you get to use your rewards however you like. Because it comes in cold hard cash.

How do I redeem my cash back earnings?
Visit advantiscu.org/rewards to redeem your cash back. You can redeem after earning at least $25 in cash back, and transfer your earnings to an Advantis checking or savings account, or apply it as a statement credit. NOTE: If this is your first time using the site as a Business cardholder, you’ll need to contact us for assistance with enrollment.

Do my earnings expire?
Your cash back earning is available to be redeemed for four years from the date of being earned, and will expire on the statement cycle of the 48^th month.